Mortgage Industry
Lower Cost per Loan. Quicker Closings. Better Control.
Built by Mortgage Industry Experts
OwnGCC is not a generic outsourcing firm.
Our leadership brings 15+ years of hands-on mortgage industry experience, having consulted with and delivered services to 100+ mortgage lenders, including several of the top 10 lenders in the country. It only gets better with the guidance of Jim Deitch and Mike McAuley as they bring almost 8 decades of their combined wisdom to our advisory board.
We understand mortgage business not in theory—but in production environments, under real-world volume, compliance, and SLA pressures.
That experience is embedded into every solution we design.
Focused on the Mortgage Manufacturing Process
We take a manufacturing-first approach to mortgage operations—breaking down the loan lifecycle into measurable, optimizable stages and applying the right mix of talent and automation at each step.
Core Mortgage Functions We Support
Pre-Origination & Loan Setup
- Loan Officer Assistant
- Loan Setup
- Document indexing and data validation
- Disclosures support
Loan Processing Support
- Income, asset, and employment verification & validation
- Third-party orders & follow up
- Document review and file prep for Underwriting
- Underwriting submission
- Conditions management
Underwriting Support
- Income Calculation
- Asset & Credit Review
- Title & Appraisal Review
- LTV & DTI Ratios
- Adding conditions
- Reviewing & clearing condition
Closing Supports
- Closing Disclosure support
- Closing Doc prep & quality checks
- Final CD Prep
- Review of signed closing docs
Post-Closing Support
- Post-closing review & trailing docs
- Shipping and investor delivery support
Quality Control & Compliance
- Pre-fund & post-fund QC
- Compliance audits
- TRID tolerance checks
How OwnGCC Adds $500+ to your bottom-line
We don’t rely on labor arbitrage alone. Savings come from structural efficiency.
1. Lean Outsourced Execution
- Role-based offshore teams aligned to your LOS and workflows
- Standardized processes built around throughput and quality
- Flexible capacity for volume spikes without fixed overhead
- Lean Six Sigma driven process improvements optimize operational efficiency
2. Embedded Mortgage Automation
- Intelligent document classification and indexing
- Data extraction and validation
- Checklist based automation
- Workflow automation within LOS and downstream systems
3. Reduced Rework & Cycle Time
- Fewer touches per file
- Lower defect rates
- Faster turn times = lower cost of capital
Flexible Engagement Models
Lean Outsourcing
- OwnGCC manages execution with SLA-driven delivery
- Ideal for lenders seeking immediate cost reduction
Virtual Staffing
- You manage processors, UW support, or QC teams directly
- OwnGCC handles hiring, compliance, and continuity
Automation-Led Optimization
- Targeted automation layered onto existing operations
- Quick wins without full system overhauls
Path to Your Own Mortgage GCC
- Start lean
- Stabilize operations
- Transition to a fully owned captive center when ready
Why Mortgage Lenders Choose OwnGCC
- Deep mortgage domain expertise—not generic BPO
- Proven experience with top-tier lenders
- Manufacturing mindset focused on cost-per-loan
- Optimized operation to automation
- Clear roadmap from outsourcing to ownership
Designed for the Mortgage Lender of the Future
Whether you are a Retail lender, TPO lender, or large players operating in everything from Origination to Servicing, OwnGCC helps you manufacture loans more efficiently, predictably, and profitably—even in volatile markets.
Reduce Cost Per Loan. Increase Operational Resilience.
Mortgage Operations